OSHC

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"Overseas Student Health Cover (OSHC) is a mandatory requirement of your student visa (500, 590) unless an exception applies. You must have OSHC for the entire t...Read More"

Popular OSHC in Australia

OSHC

FAQ's

Specifically designed for international students studying in Australia, Overseas Student Health Cover (OSHC) is a form of health insurance. OSHC provides health coverage to international students to ensure they can access necessary medical and healthcare services while they are studying in the country. It is a requirement for most international students in Australia to have OSHC as part of their student visa conditions. The use of OSHC includes the following: Medical Services: OSHC covers a portion of the costs for medical services such as doctor's visits, specialist consultations, and diagnostic tests like X-rays and blood tests. This ensures that students can receive necessary medical care when needed. Hospital Treatment: OSHC provides coverage for in-hospital medical treatments, surgeries, and accommodations during a hospital stay. Hospitalization costs are covered by it. Emergency Services: OSHC covers emergency medical services, including ambulance services, emergency room visits, and urgent medical treatments. This is particularly important in case of unexpected medical situations. Prescription Medications: Some OSHC policies offer coverage for a portion of the costs of prescription medications prescribed by a doctor. Repatriation: In certain cases, OSHC may cover the costs of repatriation to the student's home country for medical treatment if required. Extras or Ancillary Services: Some OSHC policies also include coverage for extras or ancillary services, which can include dental care, optical services, and other allied health services. OSHC coverage is required for the entire duration of the student's visa in Australia. It helps international students access healthcare services without facing significant financial burdens, and it also ensures that students meet the health insurance requirement mandated by the Australian government for their student visas.

Student insurance plans for Australia generally cover hospitalization, doctor's visits, prescription, medications, and emergency services. It's crucial to review the policy details to understand specific coverage and any limitations.

Yes, most student insurance plans in Australia allow you to choose your preferred healthcare provider. However, it's essential to check the insurer's network of hospitals and doctors to ensure convenient access to medical services.
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